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A Real Review of BestObamaCare.Org

What is BestObamaCare.org?

547 Reviews
3.8/5
Received Best Health Insurance for Cost
547 Reviews 89%
Had Wide Selection of Provider Choices
547 Reviews 89%
Would Recommend To Others
547 Reviews 90%
Overall Satisfaction
547 Reviews 89%

User Reviews:

547

Average Rating:

8.9 / 10

With its easy to use interface and free search options, BestObamaCare.org is an excellent resource for anyone looking to find the best health insurance plans.  Our reviewers appreciated the informative details about individual plans and the presentation of the different choices in the BestObamaCare.org interface.

Krissy M.
Krissy M.
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I was nervous at first to try BestObamaCare.org because it was my first time purchasing insurance on my own. I've only obtained insurance through my jobs or when i was younger and i was on my parents' plan. Thankfully my friend recommended this website and I was able to find the perfect and most affordable plan for me within a few minutes with the help of one of their lovely customer support team members. It was simple and I was insured right away. I thought it was going to be a huge hassle and headache but they made sure to make everything as easy and efficient as possible . I'm so glad my friend recommended them, or I'd probably still be clueless.

BestObamaCare.Org is a referral service, free of charge, that connects the consumers with the best insurance providers available in their area. Since many insurance carriers only operate in certain states, or certain parts of states, the website aims to streamline and simplify the process of selecting an appropriate healthcare plan for you. BestObamaCare.org also helps consumers know if they may be able to qualify for discounts when purchasing health insurance based on their household income.

Pros :

  • BestObamaCare.Org partners with the best health insurance, such as Kaiser Permanente, Anthem, AARP, Aetna, UnitedHealthcare, WellPoint, Independence Blue Cross, BlueShield, and more. 
  • It’s a free-of-charge service and easy to use it.
  • The application takes just a few minutes to be filled up and does not request any personal information as a credit card or SSN.
  • Once you fill their one-page form, you will be matched with local agents and receive online quotes.
  • BestObamaCare.org helps you find the best health insurance to save you time and money.
  • You can choose to stop receiving emails containing general information regarding health insurance assistance by contacting them via email to stop the phone calls.
  • If you don’t trust sharing any information online, they provide an 800-line where you can speak directly to one of their licensed agents.
Tom S.
Tom S.
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A few years back, my daughter was just 5 years old when she broke her leg playing soccer. I was shocked by the huge medical bills that we incurred from the horrible accident, and it took us years finish paying it all back. That's when I decided to look for health insurance to make sure that would never happen again. I was too afraid to search online for quotes because of some bad experienced I had previously, so I was a bit skeptical about trying bestobamacare.org at first. But after a good friend gave me a great recommendation, I decided to try their website, and I'm glad I did. They first contacted me via text messages, which made the whole process of finding and choosing the best healthcare plan for me and my daughter much easier. All the agents were very polite and respectful, and I didn't feel harassed at all! I ended up choosing Aetna over the other offers because it fit our needs, and I can afford it. It was one of the greatest decisions I have ever made.

Cons :

  • By signing up to get online quotes with BestObamaCare.Org, you consent to receive emails, notifications and calls about health insurance plans. Also, about products from their partners, even if you are on a state or federal Do Not Call or Do Not Email registry.

Unfortunately, the healthcare system in the U.S. is one of the most expensive in the world. On average, Americans continue to spend much more on healthcare without actually getting much more in return.  Acquiring a healthcare plan through BestObamaCare.org is one of the best options to ensure you will be taken care of no matter what your condition is.

Healthcare.gov offers some important information about why it is important to utilize websites such as BestObamaCare.org to help navigate the current health insurance market and select a plan that is right for you:

No one plans to get sick or hurt, but most people need medical care at
some point. Health insurance covers these costs and offers many other
important benefits.

Health insurance provides important financial protection in case you have a serious accident or sickness.

People without health coverage are exposed to these costs. This can sometimes lead people without coverage into deep debt or even into bankruptcy.

It’s easy to underestimate how much medical care without the help of BestObamaCare.org can cost:

  • Fixing a broken leg can cost up to $7,500

  • The average cost of a 3-day hospital stay is around $30,000

  • Comprehensive cancer care can cost hundreds of thousands of dollars

Having health coverage can help protect you from high, unexpected costs like these.

How a Marketplace health insurance plan protects you

When you have coverage, your plan protects you from high medical expenses 3 ways:

  • Reduced costs after you meet your deductible Once your spending for covered services reaches your plan’s deductible, the plan covers part of your medical expenses. Marketplace plans cover between 60% and 90% of your covered expenses after you’ve met your deductible.

    • Example: If your plan has a $1,000 deductible, you pay the first $1,000 in covered services. After that, your plan pays between 60% and 90% of your covered expenses, depending of what kind of plan you have. You pay between 10% and 40% of the costs as coinsurance or copayments.
  • Out-of-pocket maximum This is the total amount you’ll have to pay no matter how much covered care you get in a plan year.

    • Example: If your plan has a $3,000 out-of-pocket maximum, once you pay $3,000 in deductibles, coinsurance, and copayments the plan pays for any covered care for the rest of the year. This provides important peace of mind and protection from very high medical costs.
  • No yearly or lifetime limits Health plans in the Marketplace can’t put dollar limits on how much they’ll spend each year or over your lifetime to cover essential health benefits.

For plan years through 2018, if you can afford health insurance but choose not to buy it, you may pay a fee called the individual Shared Responsibility Payment when you file your federal taxes. (The fee is sometimes called the “penalty,” “fine,” or “individual mandate.”)

Starting with the 2019 plan year (for which you’ll file taxes in April 2020), the Shared Responsibility Payment no longer applies.

Note: Some states have their own individual health insurance mandate, requiring you to have qualifying health coverage or pay a fee with your state taxes for the 2019 plan year. If you live in a state that requires you to have health coverage and you don’t have coverage (or an exemption):

  • You’ll be charged a fee when you file your 2019 state taxes.
  • You won’t owe a fee on your federal tax return.

Check with your state or tax preparer to find out if there is a fee for not having health coverage.

Dale U.
Dale U.
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BestObamacare has helped me find the best deals that work with my budget. Within a few minutes, customer support was able to help me through the whole process. I ended up going with Humana and couldn't be any happier. Thanks, BestObamaCare, for all the help and support!

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8.9
Great

BestObamaCare.org

BestObamaCare.Org will help you find the type of care coverage that fits in your budget and provides you with good healthcare coverage.

Pros

  • Partnered with Top Insurance Companies
  • Free
  • Easy Application Process
  • Finds You the Best Plan Based on Your Budget
  • Can Opt. Out of Emails/Phone Calls

Cons

  • Little Information on Plans
  • Some Customer Service Reps Were Rude
  • Fee's

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