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A Real Review of Loan Provider EncoreLoan

Bad Credit? Try Encore Loan

521 Reviews
Overall Satisfaction
521 Reviews 87%
Loan Process
521 Reviews 86%
Customer Service
521 Reviews 86%
Funding Time
521 Reviews 90%
Would I Use Them Again
521 Reviews 87%

User Reviews:


Average Rating:

8.9 / 10

EncoreLoan is a great choice for people that need a fast and easy loan.  Our reviewers loved EncoreLoan for its quick application process and generous lending.  If you need a personal loan we recommend EncoreLoan for your lending needs.

Let’s face it, life can get pretty costly. Even if you have everything planned out there is always the chance that an unexpected hiccup might set you back.  Sometimes people need a little helping hand and with more people living paycheck to paycheck, sometimes financial needs arise that we just don’t have the savings for. Sometimes emergencies  come up and when that happens the folks at are may offer the financial help that you need. 

Samuel V.
Samuel V.
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I had been denied for a loan by my bank, and things were looking very hopeless for me. I wanted to give up and throw in the towel but I decided to research a little bit online and I found EncoreLoans. Their application was fast and simple and I got back my approval right away. I got the loan that I needed, and I can finally breathe a little bit more easily thanks to Encore.
Lela F.
Lela F.
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EncoreLoan found a loan provider for me when nobody else would. I didn't know how to turn to when I got into my car accident, but now I was able to get a few thousand dollars to hang on until I can figure out what to do in recovery. Without EncoreLoan I don't know what I would have done. If you need a loan but are unsure if you will get approved do yourself a favor and try EncoreLoan. They were a life saver for me.

Why an EncoreLoan?

EncoreLoan  wants to make the process of applying for a fast short-term loan as easy and painless as possible. Whether it be as small as 100 dollars or as great as 15,000, EncoreLoan is here for potential clients. The people at EncoreLoan give you an easy to follow three-step process on to get you matched with the loan you need.  First, there is the application process which only takes a matter of minutes. The application covers a few very basic questions such as how much you are looking to borrow, your current level of income, and what your current credit score is. EncoreLoan works with a large network of lenders and can get approval for people with a wide range of credit history from excellent to poor practically instantly.

After you are approved, you can sign for your loan and have your money in your account as early as the next business day. is also open 24 hours a day 7 days a week so you can get assistance with your loan at any time of day. EncoreLoan can help with things like debt consolidation, credit repair, unexpected expenses, home improvement, medical expenses, vacations, and other major purchases. Safety is also very important at EncoreLoan as they are OLA compliant and use 256-bit encryption technology to keep all your information confidential. 

Juan R.
Juan R.
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After being injured in a car accident I was unable to keep my job. during this time my family's finances got hit pretty hard. Even working odd jobs I was unable to make ends meet, and so I decided to seek out a loan. At first I tried my local bank, but I was turned off by how rude and impolite they were. I read about EncoreLoan and thought I may as well give it a chance. To my surprise EncoreLoan was fast, friendly, and easy. I got the loan that I needed to stay on my feet, and now I'm doing better than ever
Luz D.
Luz D.
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I needed money to pay first, last, and deposit for a new apartment, and Encore Loan saved my life! I got a great loan with a very affordable monthly payment and was able to solve my issue. The service was superb! Fast and no bureaucracy at all. Super recommend!

Unfortunately for many people, the time will come where they need a little help with their financial situation. Instead of eating Ramen Noodles for a month and living without heat or water, EncoreLoan wants to be that helping hand to help put you back on your feet and survive any unexpected expenses. With payback plans that range from 12-60 months, they also provide the client with a great amount of flexibility in their options and repayment schedule. EncoreLoan is a trustworthy company that wants to help out when you’re in need.

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EncoreLoan wants to make the process of applying for a fast short-term loan as easy and painless as possible. Whether it be 100 dollars or it's a loan amount of $15,000,


  • Simple 3-Step Process
  • Money as Early as the Next Business Day
  • OLA Compliant
  • Loans from $100-$15,000
  • Open 24/7 and 365 Days a Year


  • Takes at Least One Day for Money
  • Does Not Guarantee All Will Be Approved

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